A selection of the top 10 circular homes for sale in the UK.
1. The ultimate circular home complete with WOW factor!
5 bed in Hampshire, POA – Knight Frank
2. Oast houses – a circular home oozing with character.
6 bed in Kent, £2,250,000 – Savills
3. Not all circular homes have to cost millions, we love this Welsh converted windmill.
3 bed in North Wales, £348,950 – Dafydd Hardy
4. Once a lighthouse this home now offers stunning coastal views over the islands of Skomer and Skokholm.
6 bed in Haverfordwest, £975,000 – Fine and Country.
5. This new build has Grand Designs written all over it, we love this unique look.
3 bed in Bristol, £550,000 – Bonds of Thornbury
6. The Round House was designed and constructed by award winning architect Glen Beard for his own occupation.
4 bed in Reading, £799,950 – Davis Tate
7. A striking home that can’t be missed.
4 bed in Portmahomack, £335,000 – Strutt and Parker
8. A unique and picturesque home full of character.
4 bed in Loughborough, £795,000 – Fine and Country
9. Less common are new build circular homes – we love the views from this one.
6 bed in Dorset, £850,000 – Direct Moves
10. A windmill in the Yorkshire Dales with an adorable circular kitchen.
3 bed in Brompton, £350,000 – James Winn
Chancellor George Osborne is determined to ‘avoid the mistakes’ of the last decade and ‘keep Britain moving’.
At the heart of his housing policy announced in the Autumn Statement is building more homes.
He said: “Some of the most important infrastructure for British families is housing and we have to confront this simple truth: if we want more people to own a home, we have to build more homes.”
He also announced £1bn of loans to unblock large housing developments on sites around the country and confirmed that lenders Aldermore and Virgin are set to join the Help to Buy Scheme. The Help to Buy Scheme was introduced earlier this year to help those with a small deposit to buy a home.
“I can announce today that Aldermore and Virgin, two challenger banks, expect to join the scheme this month. Help to aspiring families and building more homes – that’s what we stand for,” said Osborne.
But he added a word of caution, saying: “We must also avoid the mistakes of the last decade.
“We want a responsible recovery….We want a functioning, stable housing market.”
Other items included:
- Regenerating some of the most run down urban housing estates
- Councils to sell off the most expensive social housing, so they can house more families for the same money
- Giving working people in social housing a priority right to move if they need to for a job
- Introduction of Capital Gains Tax on future gains made by non residents who sell residential property in the UK
The measures received a mixed welcome from the housing industry, with NHBC’s chief executive, Mike Quinton, saying: “We welcome today’s Autumn Statement highlighting measures to support house-building in the UK.”
David Newnes, of LSL Property Services – owners of the largest lettings agency in the UK – said: “Today the Chancellor has laid down some concrete steps to address the lack of supply in new housing, but this is only the start on the wider path to solving the problem. While Government initiatives such as the Funding for Lending and Help to Buy schemes have bolstered the recovery this year, the elephant in the room has always been the woeful shortage of new homes.
“The pledge of £1bn of loans to unlock large housing developments is certainly a welcome move and plans to increase local authorities’ housing revenue account borrowing limits are encouraging measures, both will play a part in boosting house supply, while at the same time preventing house prices from rising out of reach of buyers. Equal focus on expanding the Right to Buy offer and the Government’s investment into affordable housing shows efforts are being made. The Government must continue to lend a helping hand to aspiring buyers, so that they can achieve their dream of home ownership, while emphasising the need for more homes to support a healthy rate of recovery for the market as we move into 2014.”
Elsewhere, on the taxing of non residents, Liam Bailey, of estate agents Knight Frank, said: “Tax is not the primary driver for the majority of international buyers of residential property in London. We anticipate that the removal of the CGT exemption for non-resident purchasers will have only a marginal impact on demand and pricing.”
Banks and building societies are being urged to reconsider their lending criteria for those in later life after the Chancellor announced changes to the state pension.
Brokers said lenders would need to ‘rethink their lending policies’ after George Osborne announced an increase in the state pension age.
Andrew Montlake, of mortgage brokers Coreco, exclusively told Zoopla: “As it becomes more evident that people will be working until they are older, with a retirement age of 70 no doubt becoming a norm, lenders do need to rethink their lending policies to accommodate this change.
“While there is much regulatory clamour around lending into retirement, the last thing many borrowers need is to be constrained by anachronistic lending policies that do not take into account changes in working practices.”
Lenders have traditionally capped the age at which they will lend to borrowers to a retirement age of around 65 years old. It can be higher or lower than this depending on the individual lender.
The Chancellor said in the Autumn statement that anyone born after 1990 will have to work for five years longer than those today before they can claim the state pension.
It means anyone currently in their 40s or younger will be affected by the move.
Plans to raise the pension age to 67 by 2028 will not change, but under the new rules the age is expected to reach 68 by the mid 2030s and 69 by the 2040s – much earlier than had previously been predicted.
At present, a man can start to claim his state pension from the age of 65 and a woman from 61 and nine months.